Interest Rates – Where to From Here?

The Reserve Bank yesterday lifted interest rates back to the previous post-COVID peak. While there is still some uncertainty about what lies ahead, there are a few important things we do know. First, we have been here before, and we came through it only last...
What is going on with Interest Rates…

What is going on with Interest Rates…

I have asked you (my clients) many times if you want to know my opinion on why interest rates and house price are as they are. The clear answer is… NO ! What we do want from you – is what should we do… Let me go back a bit first. Every decade has had a defining...
What is a “Tracker Mortgage”?

What is a “Tracker Mortgage”?

A report from a government committee has suggested that Australian Banks be forced to issue “Tracker Mortgages” (Aust Financial Review 27 March 2024). Australian banks have unsurprisingly pushed back. A “tracker mortgage” supposedly “tracks” the Reserve Bank cash rate...