Ask Alan, Blog and Articles...
Christmas Comes Early
Amidst all the bad news of 2022 comes some good news at last. It is just possible that the rate of inflation in Australia has peaked (in October) earlier than predicted by economists (The Australian 1 Dec 2022: Robert Gottliebsen). (By the way – what do you call 100...
Whatever Happened to Goldilocks?
It wasn’t long ago there was talk of the Goldilocks Economy – not too hot, not too cold. It was juuuuust right. Unemployment around 4%. Inflation around 2%. Wages growth around 2%. But as in the story – the Three Bears came home… Just who are these Three Bears at the...
The Reasons Behind and Lessons from the Past.
What caused the Reserve Bank to move away from its previously stated plans? Namely... they were not going to move until: Inflation was comfortably in the 2%-3% range.Wages growth was above 3%. The reasons that threw the Reserve Bank off course were simple: Russia...
Westpac Weekly 2nd May – Rate rise predictions
At the April Reserve Bank meeting the governor said he would: Wait for the release of inflation figures – which came out last week (April 27th ) at 3.4%.Wait for the release of employment / wage figures on May 15th. I listen carefully to Bill Evans – Westpac...
Interest Rates in 2022, an Important Message
I am writing again - to let you know how I think the interest rate scenario will unfold in 2022 and how to prepare together. We each have roles. The pieces are falling into place for the Reserve Bank to start to lift the cash rate. Inflation between 2% and 3% - is...
Rates and House Price – What Lies Ahead
House price rose by 25% in 2021 driven exclusively by Low interest rates,The need for more space to accommodate working from home. There was a segment of the property market that missed this – inner city units – which rose by only 8%. Unit blocks close to the city...
Customer Service is Taking Action to Create Value for Someone Else
How many times could you say that you went to a business seminar, and it changed your life – and that it is still your daily focus 20 years later Ron Kaufman, Singapore: 2001 – Ron Kaufman is who Singapore Airlines sought out in 1990 help them achieve their goal -...
APRA, The Reserve Bank and Interest Rates
The Reserve Bank has cut rates to low levels to encourage borrowing. This is a good thing. The strategy has worked. Housing and construction are the backbone of our economy – because they generate so much employment and activity. House price has increased – and that...
Interest Rates in the Future – My Role and Yours – Plan for 4%
Bill Evans took up the Chief Economist role at Westpac in 1991 and has consistently been “getting the big calls right for 30 years”. When he talks – I listen. Bill Evans predicts (The Australian Sat 11th Sep 2021) “Interest rates will rise… starting in the first...
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