Ask Alan, Blog and Articles...
Interest Rates – Where to next and what should you do?
In a widely anticipated move, the Reserve Bank raised the cash rate to 4.60% yesterday. What does this mean for you? I am currently working through every client loan, reviewing your rate and discount, and I will contact you personally in the coming days and weeks if I...
What to do in the current market…?
We are in the midst of a market correction – that is clear. Let me recall the two prior corrections and help you navigate this one. In 2007 – an event called the Global Financial Crisis hit – it was caused by poor lending standards (with best of intentions) in the...
Opportunities from the Budget: Investors: A Longer Read…
This email may cause some controversy, but if you are someone who aspires for a better financial future, read on. If you do not, and that is perfectly ok, then this email is not for you. There are proposed changes to the rules for property investing, so let me guide...
Opportunities from the Budget : Owner Occupiers
In the most contentious Budget in recent memory, significant changes have been flagged that impact housing. Investors are leaving the existing homes market due to changes in negative gearing and capital gains. There is evidence that this is already happening with...
Two Opportunities from the Budget
Most people will only hear the noise around this Budget. But amidst all of the noise there are actually TWO very clear opportunities. The first is owner occupied purchases. As investors step away from existing property stock, the market is becoming flatter and more...
What to make of the Budget 2026?
Depending on your point of view, this Federal Budget is either about intergenerational fairness or intergenerational theft. That sounds dramatic, but beneath the headlines and political theatre sits a very real philosophical divide about housing,...
Housing Changes in the Budget – it’s about INVESTMENT
If you have no intention of ever investing in property, then these Budget changes are unlikely to affect you. Many of my clients simply want to buy a home, raise a family, and perhaps upgrade or relocate over time, while using employer superannuation to help protect...
Interest Rates – Where to From Here?
The Reserve Bank yesterday lifted interest rates back to the previous post-COVID peak. While there is still some uncertainty about what lies ahead, there are a few important things we do know. First, we have been here before, and we came through it only last...
Interest Rate Rise – A surprise or not? What should you do?
The Reserve Bank initially eased the cash rate from 4.35% to 3.60%, but it has since moved back up to 4.10%. What lies ahead, and what should you do? In the view of most experts, the Reserve Bank was expected to wait for the March inflation figures (released in April)...
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