by admin | Apr 11, 2024 | Ask Alan News
A report from a government committee has suggested that Australian Banks be forced to issue “Tracker Mortgages” (Aust Financial Review 27 March 2024). Australian banks have unsurprisingly pushed back. A “tracker mortgage” supposedly “tracks” the Reserve Bank cash rate...
by admin | Apr 5, 2024 | Ask Alan News
I once wrote an article titled “A funny thing happened on the way to the cemetery”. When the pension was conceived, average life expectancy was 62. Retirement age was 65. The pension was predicated on the assumption that most would never receive it. Someone born in...
by admin | Mar 27, 2024 | Ask Alan News
How best to deal with the worry of inter- generational issues…? In my email last week, I posed the question of how best to prepare for your own future… One client asked how they could help their (young) children – not yet born – because of their concerns about what...
by admin | Mar 20, 2024 | Ask Alan News
I spent time with long term clients and even longer friends over the weekend. Here was one part of the conversation – and I’d like you to continue it, along any pathway you choose… more of that later. “How much do I need to live comfortably in later life?” Average...
by admin | Jan 30, 2024 | Ask Alan News
There are things that can be taken as almost certain this year – so let’s plan for them. On the money supply side: At some stage this year the Reserve Bank will start to reduce rates. When rates fall by 0.25% it is almost certain that banks will act with their usual...
by admin | Dec 19, 2023 | Ask Alan News
As 2023 comes to a close, I’d like to thank you all for continuing to trust in me to look after your loansand continuing to work for your best interests. A home loan is more than just more than just money, it is an opportunity to create a foundation forour future and...
