iAlan’s tips for the Application Process

iAlan’s tips for the Application Process

So .. You’d like to apply for a loan! Here are the steps to get started – and best of all – I am here as your personal guide to get you though. Once you get through the early stages real Alan will take over. First – you need to create a log in to get through to the...
Too Comfortable too Soon

Too Comfortable too Soon

What is the biggest home loan risk facing most Australians today? We can all accept that we will likely retire later than we once thought. Although maintaining purpose and income for longer is not all bad. Especially if you have taken the time now to invest in your...
How to Buy a House

How to Buy a House

It’s Spring – The family has grown, you want to be closer to schools… Or … the kids have left, it’s time to downsize … It’s time to shift house. Spending your weekends going to open homes and after a while – it becomes so confusing… My brother recently asked for...
What is going on with Interest Rates…

What is going on with Interest Rates…

I have asked you (my clients) many times if you want to know my opinion on why interest rates and house price are as they are. The clear answer is… NO ! What we do want from you – is what should we do… Let me go back a bit first. Every decade has had a defining...
What is a “Tracker Mortgage”?

What is a “Tracker Mortgage”?

A report from a government committee has suggested that Australian Banks be forced to issue “Tracker Mortgages” (Aust Financial Review 27 March 2024). Australian banks have unsurprisingly pushed back. A “tracker mortgage” supposedly “tracks” the Reserve Bank cash rate...
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