Opportunities from the Budget : Owner Occupiers

In the most contentious Budget in recent memory, significant changes have been flagged that impact housing. Investors are leaving the existing homes market due to changes in negative gearing and capital gains. There is evidence that this is already happening with...

What to make of the Budget 2026?

Depending on your point of view, this Federal Budget is either about intergenerational fairness or intergenerational theft. That sounds dramatic, but beneath the headlines and political theatre sits a very real philosophical divide about housing,...

A Melbourne Cup Day Prediction

These are the things I know… The great race starts at 3pm Melbourne time. It’s raining in Melbourne today, and the track is already rated a soft 7. More rain is expected — maybe just before, during, or after the race — so the track could be downgraded even further....

A September Interest Rate Update

Interest Rates With the current Reserve Bank Cash Rate at 3.60%, a fair rate for an owner-occupied home loan is currently between 5.4% and 5.6%, depending on the level of equity you hold in your home. Typical bank deposit rates for savings are sitting at 3.80%, and...