by admin | Feb 2, 2026 | Ask Alan News
2025 was a very easy year to predict. Let’s look back at what I said: There would be an election. There was. The Liberals were a confused shambles. Labor was returned in a landslide. Interest rates would fall. They did, three times. As a country, affordability would...
by admin | Nov 4, 2025 | Ask Alan News
These are the things I know… The great race starts at 3pm Melbourne time. It’s raining in Melbourne today, and the track is already rated a soft 7. More rain is expected — maybe just before, during, or after the race — so the track could be downgraded even further....
by admin | Sep 16, 2025 | Ask Alan News
Interest Rates With the current Reserve Bank Cash Rate at 3.60%, a fair rate for an owner-occupied home loan is currently between 5.4% and 5.6%, depending on the level of equity you hold in your home. Typical bank deposit rates for savings are sitting at 3.80%, and...
by admin | May 27, 2025 | Ask Alan News
The Reserve Bank has lowered the cash rate by 0.25% to 3.85%. Banks are passing this on in full. What Should You Do? When rates rise, the banks increase your repayments – this has caused many people financial stress. When rates fall, however, banks typically leave...
by admin | Feb 25, 2025 | Ask Alan News
The Reserve Bank firmly backed itself into a corner of its own making yesterday, facing external pressure to cut rates. One commentator noted (and I agree) that yesterday’s decision effectively undid the completely unnecessary rate hike of November 2023, which raised...
by admin | Feb 4, 2025 | Ask Alan News
2025 is a year that contains some absolute certainties, making it one of the easiest in recent times for planning. That said, even though most people crave certainty—even when it stares them in the face and yells loudly in their ear—many still seek that ever-elusive...
